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    CD

    Closing Disclosure

    The lender's final statement of loan terms and closing costs. Federal law requires you get it 3 business days before signing.

    Comes from
    Lender
    Who signs
    You acknowledge receipt
    When
    3 business days before signing
    Phase
    4. Closing

    What to look for

    • Rate and payment match your lock
    • Cash to close
    • Changed fees

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