Buy / Path to Keys / Step 16
    16

    Loan approval

    By Day 17Sample date Thu, Nov 12Phase 3 · Escrow & contingencies

    Underwriting verifies your file and issues conditions. Once cleared, the lender approves the loan.

    What you do

    1. Answer lender requests the same day
    2. Lock your rate if you haven't

    Who does what

    LenderUnderwrites and approves.
    YouAnswers requests fast.

    Good to know

    • No job changes, new debt or large unexplained deposits

    Ready to start at step 1?

    Text or call. I'll give you a straight answer.