Seller Glossary

    Key terms every seller should know.

    Key terms you'll encounter when selling your home.

    As-Is Sale: Selling without making repairs, though disclosures still required.

    Backup Offer: Second-choice offer that becomes primary if first offer fails.

    Buyer Contingency: Conditions buyers include that let them cancel (inspection, financing, appraisal).

    Closing Costs: Fees paid at closing including escrow, title, transfer taxes (typically 1-2% for sellers).

    Comparative Market Analysis (CMA): Agent's estimate of home value based on recent sales.

    Contingency Removal: Buyer formally waiving their right to cancel for that reason.

    Counter Offer: Your response to a buyer's offer with different terms.

    Days on Market (DOM): How long a listing has been active.

    Disclosure: Required documents about property condition, history, and known issues.

    Dual Agency: When one agent represents both buyer and seller (requires disclosure).

    Earnest Money Deposit (EMD): Buyer's good faith deposit (typically 3% in Bay Area).

    Escalation Clause: Buyer's offer to beat other offers by specified amount up to a cap.

    Escrow: Neutral third party holding funds and documents during the transaction.

    Escrow Holdback: Funds held after closing for specific repairs or issues.

    Fiduciary Duty: Agent's legal obligation to act in your best interest.

    Home Warranty: Service contract covering repairs to systems and appliances.

    Inspection Contingency: Buyer's right to inspect and request repairs or cancel.

    Listing Agreement: Contract with your agent specifying terms and commission.

    Lockbox: Secure key holder allowing agents to show your home.

    Multiple Counter Offer: Responding to several buyers simultaneously.

    Net Sheet: Estimate of what you'll receive after all costs.

    Preliminary Title Report: Document showing ownership and any claims on property.

    Pre-Listing Inspection: Inspection done before listing to identify issues early.

    Rent-Back: Arrangement where you stay in home after closing, paying rent.

    Seller Concession: Credits or contributions to buyer's closing costs.

    Staging: Furnishing and decorating to help buyers visualize living there.

    Title Insurance: Protection for buyer and lender against ownership claims.

    Transfer Disclosure Statement (TDS): Required form disclosing property condition.

    Transfer Tax: Tax paid when property changes hands. Varies by city.

    Under Contract: Property has accepted offer but hasn't closed yet.

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